Monica Cook Home and Lifestyles

1. Appraisals provide an objective opinion of value, but it’s not an exact science so appraisals may differ. 2. For buying and selling purposes, appraisals are usually based on market value — what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed value for property tax purposes. 3. Appraised value is not a constant number. Changes in market conditions can dramatically alter appraised value. 4. Appraised value doesn’t take into account special considerations, like the need to sell rapidly. 5. Lenders usually use either the appraised value or the sale price, whichever is less, to determine the amount of the mortgage they will offer. If you would like a FREE home evaluation done on your home I am always available to accomadte you. I can also sign you up for a free service I offer to all my clients you can recieve an emailed report monthly since the market is always changing. Used with permission from Kim Daug...

Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR®. You’ll have an expert to guide you through the process . Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page settlement statements. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. Get objective information and opinions . REALTORS® can provide local community information on utilities, zoning, schools, and more. They’ll also be able to provide objective information about each property. A professional will be able to help you answer these two important questions: Will the property provide the environment I want for a home or investment? Second, will the prop...

Rocky Mountain Gardener's November Checklist Remodeling , decorating , and more ∨ From Shabby Chic home decorations to contemporary furniture and the perfect wall mirror , browse thousands of decorating ideas to inspire your next home project. Find inspiring decorating ideas, from tufted beds to custom window treatments , to help you redesign your bedroom .