Attention Moms: Your Baby (and Fur Baby) Will Thank You For Switching to This Household Essential

Insect repellant is generally not the best for you. What are your thoughts on repellents? Have you tried other remedies you have found work that you can share? If so where did you learn it from? How long have you been doing it?

Do you have a fur baby? What are your recommneds in this area?

I have tried lemon grass that I plant and rub on my skin not sure if it has worked I guess it did while sitting on my porch no bites🦟. However the smell is amazing. I'd love to hear your suggetions and ideas on this. Yes or no to repellents?

If there's one group of people you can count on to be up to date on all the latest developments in health-conscious products, it's moms. From reading up on

from https://bit.ly/3drthic in Salt Lake County Homes And Lifestyle

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Buying a House After Bankruptcy? How Long to Wait and What to Do

Bankruptcy unfairly stigmatizes well-intentioned, responsible Americans who were often put in a situation by external factors. Although for most who have had to file bankruptcy and loose there home. The road to buying another home is not out of reach. Depending on the chapter filing done the next step would be to get in touch with a lender to formulate a game plan to get back on track and into a home. Other options worth pursuing if you have a down payment would be to do a lease option to buy. If you were fortunate enought to sell your home and get some cash out this could help you to quickly transition to another home. Lease options will work in your favor with lenders when working towards your exit plan. I have worked with numerous home buyers and sellers working this strategy. Below is another article you can look up for some further action steps from Realtor.com Buying a house after bankruptcy may sound like an impossible feat. But it's entirely doable if ...

2013 Starts with GOOD NEWS!

The economy added 155,000 jobs in December, in line with an expected increase of 152,000, according to Bloomberg. The unemployment rate remained at 7.8%, having been revised up in November. The jobs report's details contained good news, as both earnings and hours increased more than expected. December's job growth was also in line with the 153,000 average monthly gain over the past two years. While the plodding pace is disappointing, solid progress has been made, with the addition of almost 3.7 million jobs in two years. What are your thoughts?

What is Appraised Value?

1. Appraisals provide an objective opinion of value, but it’s not an exact science so appraisals may differ. 2. For buying and selling purposes, appraisals are usually based on market value — what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed value for property tax purposes. 3. Appraised value is not a constant number. Changes in market conditions can dramatically alter appraised value. 4. Appraised value doesn’t take into account special considerations, like the need to sell rapidly. 5. Lenders usually use either the appraised value or the sale price, whichever is less, to determine the amount of the mortgage they will offer. If you would like a FREE home evaluation done on your home I am always available to accomadte you. I can also sign you up for a free service I offer to all my clients you can recieve an emailed report monthly since the market is always changing. Used with permission from Kim Daug...

Monica Cook Home and Lifestyles

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